Have you ever taken a moment to think about your holiday budget and expenditures? How much have you spent so far? Well, in retrospect, you’ll realize that the amount spent is quite considerable. Many people start thinking about their holiday plans -- and their budget for those plans -- around October or November, just a month or two before they need to start travelling and buying gifts. Its time to set aside one off-the budget for your holiday home. Calculate how much you expect to spend on all holiday expenses -- from gifts to travel to meeting friends for dinner and drinks -- and divide that amount by 12 to figure out your monthly savings goal. Talk to us today to start your journey to holiday home ownership.